Why People Are Lured To Commit Fraud Fraud is not something that happens by accident. People are often lured into committing it due to a mix of pressure, opportunity, and rationalization . These three factors work together to form what experts call the Fraud Triangle . Let’s break it down and connect it with real-life examples. 🔺 The Fraud Triangle 1. Pressure (Need or Greed) Financial pressure : debt, lifestyle expenses, losses in business, medical bills. Greed : desire for luxury, status, or wealth beyond one’s means. Workplace pressure : meeting unrealistic targets, bonuses, or sales goals. 2. Opportunity Weak internal controls (no audits, no segregation of duties). Access to confidential data or funds without proper supervision. Trust-based systems where oversight is missing. 3. Rationalization People justify fraud by telling themselves things like: “I deserve this, I worked hard.” “I’ll pay it back later...